Abu Dhabi Commercial Bank
Abu Dhabi Commercial Bank and Etihad Guest have teamed up to offer you a range of generous payment cards. Helping you quickly and easily turn everyday spend into the reward of your choice, whether that be a free flight, a cabin upgrade or that special experience or one of 3,500 products on our Reward Shop.
ADCB Etihad Guest Credit Cards
Turning everyday spends into free flights and rewards

ADCB Etihad Guest Above Infinite Card
- 50,000 Welcome Etihad Guest Miles
- Anniversary bonus miles of 25,000 every subsequent year
- Up-to 3 Etihad Guest Miles for every USD 1 spent
- 1 Etihad Guest Tier Mile for every USD 1 spent
ADCB Etihad Guest Above Platinum Card
- 25,000 Welcome Etihad Guest Miles
- Anniversary bonus miles of 10,000 every subsequent year
- Up-to 2.5 Etihad Guest Miles for every USD 1 spent
- 1 Etihad Guest Tier Mile for every USD 1 spent
ADCB Etihad Guest Above Gold Card
- Earn 0.75 miles per USD 1 worth of eligible purchase for Etihad Guest Above Gold Card members
- 0% installment payment plan available on all purchases above AED 500
ADCB Etihad Guest Above Classic Card
- Earn 0.33 miles per USD 1 worth of eligible purchase for Etihad Guest Above Classic Card members
- 0% installment payment plan available on all purchases above AED 500
Call 800 2030 or SMS ‘ETIHAD’ to 2626 or visit the ADCB Website to apply.
Features & Benefits
ADCB Etihad Guest Above Infinite Card
- 50,000 Welcome Etihad Guest Miles during the first year of card issuance
- Enjoy Anniversary bonus miles of 25,000 every subsequent year
- Fast-track to the exclusive Etihad Guest Gold Tier
- Complimentary 50% Upgrade Voucher
- Complimentary Golf Access
- Complimentary Airport Chauffer Service
- Global Concierge Service
Annual Fee: AED 2,500
ADCB Etihad Guest Above Platinum Card
- 25,000 Welcome Etihad Guest Miles during the first year of card issuance
- Enjoy Anniversary bonus miles of 10,000 every subsequent year
- Fast-track to the exclusive Etihad Guest Silver Tier
- Complimentary 50% Upgrade Voucher
- Complimentary Golf Access
- Complimentary Airport Chauffer Service
- Global Concierge Service
Annual Fee: AED 1,000
ADCB Etihad Guest Above Gold Card
- No Annual Fee
- 0% instalment payment plan available on all purchases above AED 500 and priority queue and complimentary upgrade on tickets to the next premium tier
- Enjoy a host of privileges at Ferrari World Abu Dhabi and Yas Waterworld Abu Dhabi
- Up to 15% discounts on tickets, merchandise, food and beverages
ADCB Etihad Guest Above Classic Card
- No Annual Fee
- 0% instalment payment plan available on all purchases above AED 500 and priority queue and complimentary upgrade on tickets to the next premium tier
- Enjoy a host of privileges at Ferrari World Abu Dhabi and Yas Waterworld Abu Dhabi
- Up to 15% discounts on tickets, merchandise, food and beverages
How you’ll earn miles
ADCB Etihad Guest Above Infinite Card
- Earn 1.5 Etihad Guest Miles for every USD 1 spent domestically
- Earn 1.5 bonus miles for every USD 1 spent internationally
- Earn 1 Etihad Guest Tier Miles for every USD1 spent both domestically and internationally
- Earn 0.75 Etihad Guest Miles for every USD 1 spent on local purchases, utilities, education, and supermarket
- Earn 1.5 Etihad Guest bonus mile on every USD 1 spent towards online ticket purchases on etihadairways.com
ADCB Etihad Guest Above Platinum Card
- Earn 1 Etihad Guest Miles for every USD 1 spent domestically
- Earn 1.5 bonus miles for every USD 1 spent internationally
- Earn 1 Etihad Guest Tier Miles for every USD 1 spent both domestically and internationally
- Earn 0.75 Etihad Guest Miles for every USD 1 spent on local purchases, utilities, education, and supermarket
- Earn 1.5 Etihad Guest bonus miles on every USD 1 spent towards online ticket purchases on etihadairways.com
ADCB Etihad Guest Above Gold Card
- Earn 0.75 miles per USD 1 worth of eligible purchase for Etihad Guest Above Gold Card members
- Earn 0.75 Etihad Guest Miles for every USD 1 spent on local purchases, utilities, education, and supermarket
ADCB Etihad Guest Above Classic Card
- Earn 0.33 miles per USD 1 worth of eligible purchase for Etihad Guest Above Classic Card members
- Earn 0.33 Etihad Guest Miles for every USD 1 spent on local purchases, utilities, education, and supermarket
Terms and conditions
Terms and Conditions
Fast track to Etihad Guest Gold Tier
- Fast track upgrade to Etihad Guest Gold Tier within first 6 months of card issuance by either accruing 35,000 tier miles or completing 1 return flight (two one way flights excluding redemption flights) with Etihad Airways. All Etihad Guest tier levels are governed by the terms and conditions of the Etihad Guest.
Fast track to Etihad Guest Silver Tier
- Fast track upgrade to Etihad Guest Silver Tier within first 6 months of card issuance by either accruing 18,000 tier miles or completing 2 return flights (four one way flights excluding redemption flights) with Etihad Airways. All Etihad Guest tier levels are governed by the terms and conditions of the Etihad Guest.
50% upgrade voucher -Etihad Guest Above Infinite Card
- Once you become an Etihad Guest Gold Member, you will be eligible for an Upgrade Voucher which entitles you to an incredible 50% off when you choose for an upgrade to the next higher cabin using your Etihad Guest Miles
- The Voucher will be issued to you after every fifth flight one way (excluding redemption flight) you complete on Etihad from the date you attain the Etihad Guest Gold status.
- The Voucher can be redeemed for any flight on the Etihad Airways network and will be valid for a period of 6 months from the date of issuance.
50% upgrade voucher -Etihad Guest Above Platinum Card
- Once you become an Etihad Guest Silver Member, you will be eligible for an Upgrade Voucher which entitles you to an incredible 50% off when you choose for an upgrade to the next higher cabin using your Etihad Guest Miles
- The Voucher will be issued to you after every fifth flight one way (excluding redemption flight) you complete on Etihad from the date you attain the Etihad Guest Silver status.
- The Voucher can be redeemed for any flight on the Etihad Airways network and will be valid for a period of 6 months from the date of issuance.
Complimentary Airport Service:
- As part of complimentary Airport Chauffer Service you receive 4 one way complimentary airport transfers for, Etihad Guest Above Infinite Card or 2 for Etihad Guest Above Platinum Card, in a calendar year to commute either to or from Abu Dhabi International Airport to your residence anywhere in the UAE.
Complimentary Golf Access - Etihad Guest Above Infinite Card
- Requires prior reservation and is available on a first-come, first-serve basis, subject to a minimum monthly spend of AED 5,000.
Anniversary Bonus
- Etihad Guest Above Infinite Card - Offers 25,000 Etihad Guest Miles on every subsequent anniversary of your card membership by paying your Annual Fee
- Etihad Guest Above Platinum Card - Offers 10,000 Etihad Guest Miles on every subsequent anniversary of your card membership by paying your Annual Fee
Tier Miles
- Tier Miles will be awarded subject to maximum of 50,000 Etihad Guest Tier Miles for Infinite Cardholders. The Tier miles will be applicable for eligible purchases and are valid for a 12 month rolling period from the date of card issuance.
- Tier Miles will be awarded subject to maximum of 25,000 Etihad Guest Tier Miles for Platinum Cardholders. The Tier miles will be applicable for eligible purchases and are valid for a 12 month rolling period from the date of card issuance.
Global Concierge Service - Etihad Guest Above Infinite Card and Etihad Guest Above Platinum Card
It also offers you complimentary access to a concierge service. Most importantly, the service is entirely complimentary, courtesy of Visa International.
To reach the Global Concierge Service Desk, call 800 0441 3487 in the UAE or visit www.visainfinitecard.com
Merchant Offers
Enjoy a host of privileges at Ferrari World Abu Dhabi and Yas Waterworld Abu Dhabi - up to 15% discounts on tickets, merchandise, food and beverages; 0% instalment payment plan available on all purchases above AED 500 and priority queue and complimentary upgrade on tickets to the next premium tier
Card Approval
Card approval shall be at the sole discretion of ADCB. Bank terms & conditions apply. For detailed Terms and Conditions on each of the features and benefits provided on your ADCB Credit Card, please call 800 8008
Additional miles earning with Etihad Guest Partners
Earn 25% more miles when using your Etihad Guest Above credit cards for booking hotel stays with Kaligo
Earn 25% more miles when using your Etihad Guest Above credit cards for booking hotel stays with Rocketmiles
Earn 15% more miles when using your Etihad Guest Above credit cards for booking with Rentalcars
ADCB Etihad Guest Debit Cards
Turning everyday spends into free flights and rewards

Etihad Guest Above Excellency Card
- 250 Welcome Etihad Guest Miles
- Earn up to 1.5 Etihad Guest Miles for every USD 1 spent
- 500 Etihad Guest Miles when registering for ADCB internet Banking Services
Etihad Guest Above Privilege Club Card
- 250 Welcome Etihad Guest Miles
- Earn up to 1.25 Etihad Guest Miles for every USD 1 spent
- 500 Etihad Guest Miles when registering for ADCB internet Banking Services
Etihad Guest Above Aspire Card
- 250 Welcome Etihad Guest Miles
- Earn up to 1 Etihad Guest Mile for every USD 1 spent
- 500 Etihad Guest Miles when registering for ADCB internet Banking Services
Features & Benefits
Etihad Guest Above Excellency Card
- 250 Welcome Etihad Guest Miles (on your first purchase, minimum spend AED 1,000)
- Access to the Miles Multiplier Programme
- 500 Etihad Guest Miles when registering for ADCB internet Banking Services
- 4 Etihad Guest Miles for AMB per 1,000
- No Annual Fee
Etihad Guest Above Privilege Club Card
- 250 Welcome Etihad Guest Miles (on your first purchase, minimum spend AED 1,000)
- Access to the Miles Multiplier Programme
- 500 Etihad Guest Miles when registering for ADCB internet Banking Services
- 3 Etihad Guest Miles for AMB per 1,000
- No Annual Fee
Etihad Guest Above Aspire Card
- 250 Welcome Etihad Guest Miles (on your first purchase, minimum spend AED 1,000)
- Access to the Miles Multiplier Programme
- 500 Etihad Guest Miles when registering for ADCB internet Banking Services
- 2 Etihad Guest Miles for AMB per 1,000
- No Annual Fee
How you'll earn miles
Etihad Guest Above Excellency Card
- Earn 1 Etihad Guest Miles for every USD 1 spent domestically
- Earn 1.5 Etihad Guest Miles for every USD 1 spent internationally
- Earn double miles on your Birthday
Etihad Guest Above Privilege Club Card
- Earn 0.88 Etihad Guest Miles for every USD 1 spent domestically
- Earn 1.25 Etihad Guest Miles for every USD 1 spent internationally
- Earn double miles on your Birthday
Etihad Guest Above Aspire Card
- Earn 0.75 Etihad Guest Miles for every USD 1 spent domestically
- Earn 1 Etihad Guest Mile for every USD 1 spent internationally
- Earn double miles on your Birthday